Zip Now, Pay Later FAQs - AutoGuru
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Zip FAQs

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Updated 19 Mar 2024

Zip FAQs

Here’s everything you need to know about how to use Zip with AutoGuru, fees and interest, repayments, refunds and more.

All you need is

  • A valid email address and mobile number.
  • Be at least 18 years old.
  • Be an Australian Citizen or Permanent Resident
  • Have a good credit history.
  • Read more about what you need to apply for Zip Pay and Zip Money

How to use Zip:

  • Choose the account that's right for you.
  • Sign up and get a decision in minutes.
  • Select Zip at checkout with a participating service provider on AutoGuru and process your booking
  • Log into your account to set up your repayment schedule to suit your lifestyle.
  • Reuse your account anywhere you see the Zip logo.

Fees and interest:

  • Zip Pay purchases are interest free, always.
  • For Zip Money, when the interest free period expires, the annual standard interest rate applies.
  • Any balance outstanding at expiry of interest free period for the purchase will be charged interest at the standard annual percentage rate.
  • The $9.95 monthly account fee is waived if you pay your balance by the due date.
  • If there's nothing owing on your account, there's nothing to pay and no fees.

Repayments:

  • Choose from weekly, fortnightly or monthly payments to suit your lifestyle
  • Repayments start from $40 a month and are based on your account's credit limit.*

Returns and refunds:

  • If your circumstance meets AutoGuru's refund policy, the purchase amount will be credited back to your Zip account.
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