humm - Book Now, Pay Later!

Use AutoGuru to search, compare and book local mechanics. Pay with humm.

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Australia's #1 booking site for car services & car repairs

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Book now, pay later Interest-free payments

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Transparent prices no surprises

What is humm?

Humm provides a way for Aussies to Buy Now, Pay Later. Their payment plans are great value because you pay no interest ever!

Through AutoGuru, you can find and book local mechanics who offer humm as a payment method for mechanical work, such as car servicing and repairs, worth between $1 and $4,000.

Humm's flexible payment terms include 5 fortnights (2.5 months), 10 fortnights (5 months) and all the way up to 12 months. How good! 

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How does humm work on AutoGuru? 

  1. If you want to pay with humm, make sure you select a service provider on AutoGuru that has the humm badge displayed on their listing in the search results (Note: Not all service providers on AutoGuru offer humm)
  2. Select humm as your payment method during checkout (if you can't see humm as a payment method on the finalise page, this means your chosen service provider doesn't offer humm). 
  3. Complete your checkout in seconds! 
  4. Pay off your booking over 2.5, 5 or 12 months, interest-free*

Who can humm?

To be eligible you must:

  • Be 18 years or older
  • Have a permanent job of 20+ hours per week or are on an aged or veteran’s pension
  • Meet humm’s credit assessment criteria
  • Have a valid mobile number, and
  • Be a permanent resident of Australia

For more information visit

I want to humm! Where do I start?

This bit's super simple. First things first: depending on whether you're an Apple or Android person, go to either the App Store or Google Play and download the App.

Once you've got the App running, just follow the steps and you'll be good to go. Niiice!

How do I shop with humm?

Pre-approval is the way to go on this. Apply before you shop, through the humm App. You can get pre-approved for up to $10,000, however, the limit for car servicing and repairs through AutoGuru is $4,000.  All you need to do is share access to your bank statements for information to help in the approval process.

Humm is fast and simple to use no matter where you prefer to shop. Online, simply select humm at checkout and you will be taken through to humm to confirm your payment.

With no interest, are there fees?

  • To pay with humm over 5 fortnights there's just a $2 Little things fee, and no interest or extra fees if you pay on time. 
  • To pay with humm over 10 fortnights there's a $2 Little things fee, a monthly account keeping fee of $8 per month, but no interest or extra fees if you pay on time. 
  • To pay bigger bills from $2,000 to $4,000 with humm, an establishment fee, an $8 monthly fee, and credit criteria apply. 
  • If you fail to make a payment, you'll be charged a late payment fee of $6.
  • If you cancel your booking with AutoGuru, your humm account will be refunded, however, a cancellation fee may apply. 

Want to know more?

For more information about humm, check out their FAQs and their T&Cs.

*Purchases to be over $500 for a 5-month payment plan. Payment plan to approved applications only; fees, terms, conditions, minimum amounts and exclusions apply. Credit provided Certegy Ezi-Pay Pty (ABN 28 129 228 986).